$mart money links
Budgeting
JumpStart Reality Check - This “Reality Check” allows students to view the cost of current or future (aspirational) lifestyles. After choosing from various types of shelter, transportation, food, utilities etc., you’ll be presented with the actual income needed to support that lifestyle.
- Mint - This secure site will help you budget properly and reach your financial goals. There is even a mobile application for on-the-go savings!
- FinAid Annual Budget Calculator - This annual budget calculator is geared towards the college student, including their unique expenses (tuition, fees and books) and income types (loans, grants, and scholarships).
- Kiplinger - Allows you to budget monthly instead of annually, and will guide you in ways to adjust that budget based on the difference between your projected and actual monthly expenses.
Credit
Free Annual Credit Report - Was created by the three nationwide consumer credit reporting agencies. Here you can request a free credit report every 12 months.
- Credit Card Payoff Calculator - Ever wonder how long it will take you to pay off that credit card? This site can tell you by simply plugging in your credit card balance and annual percentage rate.
- CashCourse - Offers comprehensive information on financial basics that are relatable to collegiate lifestyles and beyond.
Student loans
Direct Loans Repayment Calculator - These calculators can help you determine the most appropriate repayment plan for your loans.
- FAFSA (Free Application for Federal Student Aid) - Go here to file your FAFSA annually! All federal grant and loan awards are determined by the FAFSA. Have more questions? Check out the Step-by-Step Guide to Applying for Financial Aid.
- NSLDS (National Student Loan Data System) - Students can use this site to track their federal financial aid loan history, check the status of their financial aid applications, and more. Please note: loans borrowed from private lenders will not be included on this site.
- Financial Awareness Counseling - This is a new useful tool brought to you by the U.S. Department of Education, and it is designed to help students with everything from basic financial management to managing student loan debt through the course of a student's college career and beyond.
Financial literacy games
Learn more
Money Facts
