$mart money links
JumpStart Reality Check - This “Reality Check” allows students to view the cost of current or future (aspirational) lifestyles. After choosing from various types of shelter, transportation, food, utilities etc., you’ll be presented with the actual income needed to support that lifestyle.
- Mint - This secure site will help you budget properly and reach your financial goals. It features real-time banking and credit card information. There is even a mobile application for on-the-go savings!
- FinAid Annual Budget Calculator - This annual budget calculator is geared towards the college student, including their unique expenses (tuition, fees and books) and income types (loans, grants, and scholarships).
- Budgetpulse - Do you want the convenience of a free online budgeting app, but don't like the idea of downloading your personal financial information? Then Budgetpulse might be for you.
Free Annual Credit Report - Was created by the three nationwide consumer credit reporting agencies and is the only true "free" site to request your credit report from annually.
- Credit Card Payoff Calculator - Ever wonder how long it will take you to pay off that credit card? This site can tell you by simply plugging in your credit card balance and annual percentage rate.
- CashCourse - Offers comprehensive information on credit and other financial basics that are relatable to collegiate lifestyles and beyond.
- National Foundation for Credit Counseling(NFCC) - The NFCC is the place to go when looking for a non profit credit counseling agency.
Direct Loans Repayment Estimator - Will show you all of the federal repayment plans you are eligible for. Simply log in using your FAFSA FSA ID and password and your federal loan amounts will populate for you, or enter your loan amounts yourself.
General Personal Finance
Mapping Your Future - A helpful website that provides information on everything from budgeting to protecting yourself from identity theft. Personal finance from soup to nuts, you’ll find it here.
- Time Magazine: Terrible Financial Advice - This article from Time Magazine lets you know which common finance tips are better left on the cutting room floor.
- The Better Business Bureau - The Better Business Bureau provides information on trusted and respected charities and businesses. If you are purchasing something from a business for the first time, using the BBB can help you steer clear of possible scams or identity theft.
- Practical Money Skills for Life – A quick and easy to navigate website that provides information on how to budget, types of credit, consumer privacy and consumer awareness. If being interactive is your style, try the various calculators, games and videos on this site.
Saving for Retirement
AARP Retirement Calculator - It's never too early to start saving for retirement. The earlier you start, the more your money will grow!
- Savings Fitness Guide - This handy guide from the Department of Labor can help you calculate the amount you need for retirement, your net worth and a whole lot more.
Salary Tools and Calculators
Payscale.com, Salary.com, Indeed.com, GlassDoor.com - These sites will help you find pay ranges for potential career choices and evaluate future job offers.
Financial Literacy Games