Health care in the United States is expensive and health insurance is necessary to protect international students and scholars in case of serious problems. All Marquette international students with F-1 status and scholars with J-1 status and their dependents with J-2 status are required to have acceptable year-round health insurance coverage for their entire duration of stay.
Marquette University has established a health insurance plan for our international students and scholars and scholar dependents. The plan is underwritten by Nationwide Life Insurance Company and managed by American Management Advisors, Inc. (AMA). Enrollment in the plan, beginning with entry into the United States with a Marquette University Form I-20 or DS-2019, is automatic and mandatory.
Only students and scholars who have alternate health insurance coverage through a U.S. employer or government sponsor or through a parent or spouse in the U.S. can be exempt from the Marquette plan. Exemptions must be approved by the Office of International Education (OIE) in advance.
J-1 scholars and their J-2 dependents who are employees of Marquette University and covered under Marquette health benefits must show proof of coverage for medical evacuation and repatriation. If coverage for medical evacuation and repatriation is not part of the plan, the scholar and dependents will be enrolled by the OIE in a supplemental policy for this coverage and the scholar will be responsible for the cost.
A detailed description of the plan is available on the Marquette Risk Management website. (See the link entitled Mandatory International Student Insurance - Plan Brochure).
The plan does not include coverage for services of a Dentist, Optician or Optometrist.
Insurance Calendar and Enrollment:
Each insurance year begins on August 1 and ends on the following July 31. Enrollment periods for F-1 students are fall: August-December (for 5 months) and spring/summer: January-July (for 7 months). Students, including those who graduate in May, must be enrolled in the insurance plan for the full period.
Enrollment dates for scholars and their dependents coincide with their program dates in the U.S. Two weeks is the minimum enrollment period available for short-term scholars.
Student charges are added to their Bursar account for payment with fall and spring tuition and can be viewed in CheckMarq.
Scholars are required to purchase their insurance and insurance for their dependents through the OIE by cash or check upon arrival.
Using the Insurance:
New insurance cards are issued each August for the new policy year. Insurance cards are sent by AMA to OIE and students and scholars are responsible to pick up their insurance card in a timely manner. The insurance card should be presented whenever visiting a doctor. It should also be presented to the pharmacist when presenting a doctor’s written order to purchase medicine prescribed by the doctor.
Finding a Doctor:
Marquette University Medical Clinic (for Students Only)
Schroeder Health Complex, lower level
545 N. 15th St.
Milwaukee, WI 53233
Phone: 414-288-7184 Fax: 414-288-1664
Scholars and Dependents:
Find an off-campus doctor: Benefits for covered services are reimbursed at a higher rate whenever you visit a doctor or clinic that is part of the insurance company's Preferred Provider Network. To find a complete listing of Cigna PPO Network of Participating Providers, go to http://www.cigna.com/web/public/hcpdirectory and click on "find a doctor", or contact Consolidated health Plans at (413) 733-4540, or (800) 633-7867, or www.chpstudent.com for assistance.
For a listing of clinics open during non-business hours, see the Marquette University Medical Clinic website.
Questions about Coverage:
Questions about what the policy covers should be directed to Ms. Cheryl Werth at American Management Advisors, Inc. (AMA), phone: 1-888-533-7654, ext. 101. Alternately, you can read the Plan Brochure.
Address Changes and Lost Cards:
Changes in address as well as requests for replacement insurance cards can be done on the Marquette Risk Management website.
Marquette students with family members having F-2 status may also enroll their family members in the Marquette plan. Enrollment forms are available on the Marquette Risk Management website (see Optional International Student Insurance - Dependent Enrollment Form).
OIE does not monitor the coverage of F-2 dependent enrollments; it is the responsibility of the F-1 student to maintain continuous enrollment of their F-2 dependents.
Questions about claims should be directed to Consolidated health Plans at (413) 733-4540, (800) 633-7867, or www.chpstudent.com.
Coverage after Program End-Date:
Students may be eligible to continue enrollment in the international plan for a period of 90 days after the end of their coverage in the Marquette plan. To avoid a lapse in coverage, an insurance enrollment form must be submitted before the current coverage expires. Insurance enrollment forms for this continuation of coverage can be found on the Marquette Risk Management website (see Optional International Student Insurance - Post-graduation Continuation Form).