Health care in the United States is expensive and health insurance is necessary to protect international students and scholars in case of serious problems. All Marquette international students with F-1 status, students and scholars with J-1 status and dependents with J-2 status are required to have acceptable year-round health insurance coverage for their entire duration of stay.
Marquette University has established a health insurance plan for our international students and scholars and J-2 scholar dependents. The plan is managed by American Management Advisors, Inc. (Pennsylvania), underwritten by National Guardian Life Insurance Company with claims processed by CHP Student and travel assistance (including medical evacuation and repatriation) provided by Travel Guard. Enrollment in the plan, beginning with entry into the United States with a Marquette University Form I-20 or DS-2019, is automatic and mandatory.
Only F-1 international students with alternate U.S. health insurance coverage through a U.S. employer or government sponsor or through a parent or spouse employed in the U.S. can be exempt from the Marquette plan. Exemptions must be approved by the Office of International Education (OIE) in advance.
U.S. regulations for J-1 and J-2 visa status require health insurance with the benefits of medical evacuation and repatriation of remains and with a minimum deductible level of $500. Because the Marquette University employee health plan does not meet these requirements, J-1 scholars who are employed by Marquette University are not eligible for enrollment in the employee plan. They as well as their J-2 dependents will be automatically enrolled in the mandatory international plan and the scholar will be responsible for the appropriate cost.
A detailed description of the plan is available on the Marquette Risk Management website. (See the link entitled Mandatory International Student Insurance - Plan Brochure).
The plan provides coverage for vision and dental services for minor children only. It does not provide these services for persons 18 years of age or older.
Insurance Calendar and Enrollment:
Each insurance year begins on August 1 and ends on the following July 31. The insurance policy is subject to change each August.
Enrollment periods for F-1 students are fall: August-December (for 5 months) and spring/summer: January-July (for 7 months). Students, including those who graduate in May, must be enrolled in the insurance plan for the full period. It is not possible to adjust the enrollment to accommodate a departure before the end of an enrollment period. Students who will graduate in the summer will be enrolled for the month of August.
Enrollment dates for scholars and their dependents coincide with their program dates in the U.S. Two weeks is the minimum enrollment period available for short-term scholars.
Student charges are added to their Bursar account for payment with fall and spring tuition and can be viewed in CheckMarq.
Scholars are required to purchase their insurance and insurance for their dependents upon arrival in the U.S. with a Marquette Form DS-2019 and J-1 or J-2 status. Payment will be made at OIE by check or money order. Renewal of coverage must be paid in a timely manner.
Using the Insurance:
New insurance cards are issued each August for the new policy year. The cards are sent to OIE. Students and Scholars are expected to come to OIE to pick up their insurance card in a timely manner. The insurance card should be kept safe and presented whenever visiting a doctor. It should also be presented to the pharmacist when presenting a doctor’s written order for medicine.
If there are any claims pending from a previous policy year (prior to August 1), the previous insurance card should be retained by the student or scholar until all claims for that year have been settled.
Undergraduate and graduate students should use the Marquette University Medical Clinic.
Marquette University Medical Clinic Main (for students only)
Schroeder Health Complex, lower level
545 N. 15th St.
Milwaukee, WI 53233
Marquette University Medical Clinic East (for students only)
707 N. 11th Street, Suite 130
Milwaukee, WI 53233
Phone: 414-288-7184 Fax: 414-288-1664
When indicated, the medical clinic will make referrals to private doctors. When the Marquette clinic is closed, students should visit a local Urgent Care Clinic. Students should not visit the local hospital emergency room for routine medical problems (e.g. colds, aches and pains, etc.)
Scholars and Dependents:
Scholars and their dependents may use a local urgent care clinic and can also find a private doctor through the network.
Urgent Care Clinics:
Medical care for common ailments (e.g. bad colds, ear infections, sore throats, etc.) and for other routine non-emergency care for adults and children, can be obtained in local urgent care clinics. For a listing of local clinics, visit the Marquette University Medical Clinic website. The hours of operation vary by clinic - some are open 7 days per week, 24 hours per day. These are "walk-in" clinics, no appointment necessary.
To find a complete listing of Cigna PPO Network of Participating Providers, go to the Cigna directory and click on "find a doctor," or contact Consolidated Health Plans at (413) 733-4540, or (800) 633-7867, or www.chpstudent.com for assistance. To see a private doctor, appointments are required.
Registered nurses are available for consult on the phone from 5 p.m. in the evening until 8 a.m. in the morning. The number to call is 1-855-839-5121.
Serious Emergencies or Trauma:
In the United States, the number to call to summon an ambulance or the police is 911. Marquette University Police Department can be reached at 414-288-1911. Hospital emergency rooms are for serious emergencies (e.g., broken limbs, trouble breathing, head trauma, loss of blood, dehydration, etc.). See the Marquette University Medical Clinic website for the name and location of the hospital emergency room closest to campus.
Dental and Vision Care
Dental and vision care services are not covered by the insurance for adults 18 years or older nor are such services provided at the Marquette University Medical Clinic. Students and scholars and their dependents must find such providers on their own and pay for the services.
For a listing of local eye care Opticians and Optometrists, please inquire at the front desk of the Marquette Medical Clinic, Schroeder Health Complex.
Dental care is available through the Marquette University Dental School and affiliated dental clinics. Please see the Dental School website for further information and instructions on becoming a patient at the Dental School. A listing of affiliated clinics can be found online.
It is important to note that the services of the Dental School or affiliated clinics are not free of charge; students and scholars must pay for the services.
100 Miles from Campus:
When 100 miles from campus, call Travel Guard at 1-877-305-1966 (US and Canada) or 1-410-453-6330 (International Collect) to locate medical assistance. This service is not provided if the insured is in their home country.
Questions about what the policy covers should be directed to Ms. Cheryl Werth at American Management Advisors, Inc. (AMA), phone: 1-888-533-7654, ext. 101. Alternately, you can read the Plan Brochure.
Questions about claims should be directed to Consolidated health Plans at (413) 733-4540, (800) 633-7867, or www.chpstudent.com.
Marquette F-1 students with dependent family members in the United States may also enroll their dependents in the international plan. A dependent is defined as a lawful spouse or dependent child under age 26. The complete definition of dependents is described in the international plan brochure. Enrollment forms can be found on the Marquette Risk Management website (see Optional International Student Insurance - Dependent Enrollment Form).
OIE does not monitor dependent coverage for F-1 students; it is the responsibility of the F-1 student to maintain continuous enrollment of their dependents.
Coverage after Graduation/Program End-Date:
Students may be eligible to continue enrollment in the international plan for a period of 90 days after the end of their coverage in the Marquette plan. The premium amount is $391 per month. To avoid a lapse in coverage, an insurance enrollment form must be submitted before the current coverage expires. Insurance enrollment forms for this continuation of coverage can be found on the Marquette Risk Management website (see Optional International Student Insurance - Post-graduation Continuation Form).
Changes in address as well as requests for replacement insurance cards can be done by visiting OIE or on the Marquette Risk Management website. Note that F-1 and J-1 regulations require students and scholars to report their change of address to OIE within 10 days of the change.